🇸🇪 Sweden Net Salary Calculator 2026
Enter any gross salary to see your take-home pay in Sweden — net per year, month, week, day and hour. Figures are computed from the 2026 grundavdrag and jobbskatteavdrag, the 32.38% average municipal rate and the single 20% state band.
Calculate your Sweden take-home pay
kr322,154 net / year · kr26,846 / month
| Gross | kr400,000 | 100% |
| Municipal + state tax less jobbskatteavdrag | −kr77,846 | 19% |
| Net take-home | kr322,154 | 81% |
Computed from the 2026 grundavdrag and jobbskatteavdrag formulas, the 32.38% national-average municipal tax and the single 20% state band above SEK 643,000 of taxable income — the second state band was abolished in 2020. Amounts are in kronor. The 7% general pension contribution is netted out of both sides because it is returned as an identical tax reduction, so the single line shown is the whole tax. Municipal rates genuinely span 28.93% to 35.65%, so an Österåker or Dorotea resident will see a different figure. Capital income and the ISK schablonskatt, the rot and rut work credits, the church and burial fees, and the separate rules that apply from the year you turn 66 are not modelled. Full rates for Sweden →
Period figures assume kr1/12 per month and a standard 40-hour, 5-day, 52-week year. Adjust hours & weeks →
Take-home by salary
Reference table for common gross salaries in Sweden, in SEK.
| Gross / year | Net / year | Net / month | Kept |
|---|---|---|---|
| kr20,000 | kr20,000 | kr1,667 | 100% |
| kr35,000 | kr35,000 | kr2,917 | 100% |
| kr50,000 | kr50,000 | kr4,167 | 100% |
| kr75,000 | kr70,809 | kr5,901 | 94% |
| kr100,000 | kr90,850 | kr7,571 | 91% |
| kr150,000 | kr130,932 | kr10,911 | 87% |
What kr400,000 a year looks like
Worked example on a kr400,000 gross salary in Sweden.
| Period | Gross | Net take-home |
|---|---|---|
| Year | kr400,000 | kr322,154 |
| Month | kr33,333 | kr26,846 |
| Week | kr7,692 | kr6,195 |
| Day | kr1,538 | kr1,239 |
| Hour | kr192 | kr155 |
At this salary the total deduction is 19.5% of gross. Marginal income-tax rate: 32.38%.
Income tax in Sweden
Municipal tax averages 32.38% and applies to all earned income once the grundavdrag has come off. The grundavdrag runs from the full income at the very bottom, peaks at about SEK 45,600 for middle incomes and falls to SEK 17,400 at the top. State tax is a single 20% band above SEK 643,000 of taxable income — the second band was abolished in 2020. The jobbskatteavdrag then reduces the bill by up to roughly SEK 52,400. The 7% general pension contribution is returned as an identical tax reduction, so it is not a separate deduction from pay. All amounts are in kronor.
| Band (up to, SEK) | Marginal rate |
|---|---|
| 643,000 | 0% |
| above | 20% |
Tax-free allowance: none. Standard VAT: 25%.
Frequently asked questions
How much tax do you pay on a salary in Sweden?
Sweden applies marginal income-tax rates from 20%. On top of income tax, employee social contributions are deducted — see the income-tax section on this page.
What is the VAT rate in Sweden?
The standard VAT rate in Sweden is 25%, with a reduced rate of 12% for certain goods and services. Use the EU VAT calculator to add or remove VAT at Sweden rates.
How accurate is this Sweden net salary calculator?
Computed from the 2026 grundavdrag and jobbskatteavdrag formulas, the 32.38% national-average municipal tax and the single 20% state band above SEK 643,000 of taxable income — the second state band was abolished in 2020. Amounts are in kronor. The 7% general pension contribution is netted out of both sides because it is returned as an identical tax reduction, so the single line shown is the whole tax. Municipal rates genuinely span 28.93% to 35.65%, so an Österåker or Dorotea resident will see a different figure. Capital income and the ISK schablonskatt, the rot and rut work credits, the church and burial fees, and the separate rules that apply from the year you turn 66 are not modelled.
How do I work out my monthly take-home pay in Sweden?
Enter your gross annual salary in the calculator on this page. It divides the annual figures by 12 for the month and also shows weekly, daily and hourly take-home using a standard 40-hour, 5-day, 52-week year. You can change those assumptions in the salary converter.
Related
- Sweden VAT & income tax summary
- Salary converter — hourly, daily, weekly, monthly and annual
- Compare take-home pay between two countries
- European net salary estimator
Other countries
🇬🇧 United Kingdom · 🇩🇪 Germany · 🇫🇷 France · 🇮🇹 Italy · 🇪🇸 Spain · 🇳🇱 Netherlands · 🇧🇪 Belgium · 🇮🇪 Ireland · 🇵🇹 Portugal · 🇵🇱 Poland · 🇦🇹 Austria · 🇩🇰 Denmark · 🇫🇮 Finland · 🇬🇷 Greece · 🇳🇴 Norway · 🇨🇭 Switzerland · 🇨🇿 Czech Republic · 🇷🇴 Romania · 🇭🇺 Hungary · 🇸🇰 Slovakia · 🇸🇮 Slovenia · 🇭🇷 Croatia · 🇧🇬 Bulgaria · 🇱🇹 Lithuania · 🇱🇻 Latvia · 🇪🇪 Estonia · 🇱🇺 Luxembourg · 🇲🇹 Malta · 🇨🇾 Cyprus