🇲🇹 Malta Net Salary Calculator 2025
Enter any gross salary to see your take-home pay in Malta — net per year, month, week, day and hour. Figures apply Malta's average total deduction rate for a middle-income earner and are estimates for guidance — not official tax advice.
Calculate your Malta take-home pay
€30,000 net / year · €2,500 / month
| Gross | €40,000 | 100% |
| Tax + social contributions | −€10,000 | 25% |
| Net take-home | €30,000 | 75% |
Estimated by applying Malta’s average total deduction rate for a middle-income earner (25% of gross — income tax plus social contributions) to the whole salary, so it does not vary with income level. The published marginal rate at this level is 25% of income tax only, which is why it is not comparable with the average above. Regional surcharges, tax credits and contribution ceilings are not modelled — a ballpark, not tax advice. Full rates for Malta →
Period figures assume €1/12 per month and a standard 40-hour, 5-day, 52-week year. Adjust hours & weeks →
Take-home by salary
Reference table for common gross salaries in Malta, in EUR.
| Gross / year | Net / year | Net / month | Kept |
|---|---|---|---|
| €20,000 | €15,000 | €1,250 | 75% |
| €35,000 | €26,250 | €2,188 | 75% |
| €50,000 | €37,500 | €3,125 | 75% |
| €75,000 | €56,250 | €4,688 | 75% |
| €100,000 | €75,000 | €6,250 | 75% |
| €150,000 | €112,500 | €9,375 | 75% |
What €40,000 a year looks like
Worked example on a €40,000 gross salary in Malta.
| Period | Gross | Net take-home |
|---|---|---|
| Year | €40,000 | €30,000 |
| Month | €3,333 | €2,500 |
| Week | €769 | €577 |
| Day | €154 | €115 |
| Hour | €19 | €14 |
Model deduction (average income tax + social contributions, applied to the whole salary): 25.0%. Published marginal rate at this level (income tax only): 25.0%. Estimated — see the note under the calculator.
Income tax in Malta
2025: 0% to €9,750; 15% to €32,500; 25% to €60,000; 35% above. Social security ~10% employee (capped) applies.
| Band (up to, EUR) | Marginal rate |
|---|---|
| 9,750 | 0% |
| 32,500 | 15% |
| 60,000 | 25% |
| above | 35% |
Tax-free allowance: none. Standard VAT: 18%.
Frequently asked questions
How much tax do you pay on a salary in Malta?
Malta applies marginal income-tax rates from 15% up to 35%. On top of income tax, employee social contributions are deducted — see the income-tax section on this page.
What is the VAT rate in Malta?
The standard VAT rate in Malta is 18%, with a reduced rate of 5% for certain goods and services. Use the EU VAT calculator to add or remove VAT at Malta rates.
How accurate is this Malta net salary calculator?
The Malta figure applies a single effective deduction rate (25% of gross) to the whole salary, so it does not vary with income level. Regional surcharges, contribution ceilings and tax credits are not modelled — treat it as a ballpark, not tax advice.
How do I work out my monthly take-home pay in Malta?
Enter your gross annual salary in the calculator on this page. It divides the annual figures by 12 for the month and also shows weekly, daily and hourly take-home using a standard 40-hour, 5-day, 52-week year. You can change those assumptions in the salary converter.
Related
- Malta VAT & income tax summary
- Salary converter — hourly, daily, weekly, monthly and annual
- Compare take-home pay between two countries
- European net salary estimator
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