🇵🇹 Portugal Net Salary Calculator 2026
Enter any gross salary to see your take-home pay in Portugal — net per year, month, week, day and hour. Figures are computed from the 2026 IRS scale, 11% Segurança Social, the dedução específica, the €12,880 mínimo de existência and the solidarity surcharge.
Calculate your Portugal take-home pay
€27,701 net / year · €2,308 / month
| Gross | €40,000 | 100% |
| IRS + solidarity surcharge | −€7,899 | 20% |
| Segurança Social | −€4,400 | 11% |
| Net take-home | €27,701 | 69% |
Computed from the 2026 IRS scale (12.5% to 48%, each bracket carrying the parcela a abater that makes it continuous), 11% Segurança Social, the dedução específica of 8.54 × IAS (€4,587.09) or the contributions actually paid if greater, the €12,880 mínimo de existência — which is why a minimum-wage salary pays no IRS at all — the €250 general-expenses credit and the solidarity surcharge above €80,000. The band in which the minimum-existence abatement runs out (€12,880 to about €15,300) follows the article's own taper rate but not its ceiling, which is arithmetically defective; this is the one deliberate departure from the text and it is documented in the engine. The município surcharge, IRS Jovem, meal allowance, dependants and the Azores and Madeira scales are not modelled. Full rates for Portugal →
Period figures assume €1/12 per month and a standard 40-hour, 5-day, 52-week year. Adjust hours & weeks →
Take-home by salary
Reference table for common gross salaries in Portugal, in EUR.
| Gross / year | Net / year | Net / month | Kept |
|---|---|---|---|
| €20,000 | €15,742 | €1,312 | 79% |
| €35,000 | €24,996 | €2,083 | 71% |
| €50,000 | €33,314 | €2,776 | 67% |
| €75,000 | €45,671 | €3,806 | 61% |
| €100,000 | €57,692 | €4,808 | 58% |
| €150,000 | €79,720 | €6,643 | 53% |
What €40,000 a year looks like
Worked example on a €40,000 gross salary in Portugal.
| Period | Gross | Net take-home |
|---|---|---|
| Year | €40,000 | €27,701 |
| Month | €3,333 | €2,308 |
| Week | €769 | €533 |
| Day | €154 | €107 |
| Hour | €19 | €13 |
At this salary the total deduction is 30.7% of gross — 7,899 of tax plus 4,400 of social contributions. Marginal income-tax rate: 34.90%.
Income tax in Portugal
2026 mainland IRS: 12.5% to €8,342; 15.7% to €12,587; 21.2% to €17,838; 24.1% to €23,089; 31.1% to €29,397; 34.9% to €43,090; 43.1% to €46,566; 44.6% to €86,634; 48% above. Each bracket carries a parcela a abater, which is not a free parameter but exactly the amount that keeps the scale continuous at the boundary. Segurança Social is 11% of gross, and the dedução específica is the greater of 8.54 × IAS (€4,587.09 for 2026) or the contributions actually paid. The €12,880 mínimo de existência — fourteen times the minimum wage — wipes out the IRS bill altogether at the bottom, which is why a minimum-wage salary pays none. The solidarity surcharge adds 2.5% between €80,000 and €250,000 of taxable income and 5% on the excess above €250,000.
| Band (up to, EUR) | Marginal rate |
|---|---|
| 8,342 | 12.50% |
| 12,587 | 15.70% |
| 17,838 | 21.20% |
| 23,089 | 24.10% |
| 29,397 | 31.10% |
| 43,090 | 34.90% |
| 46,566 | 43.10% |
| 86,634 | 44.60% |
| above | 48% |
Tax-free allowance: none. Standard VAT: 23%.
Frequently asked questions
How much tax do you pay on a salary in Portugal?
Portugal applies marginal income-tax rates from 12.5% up to 48%. On top of income tax, employee social contributions are deducted — see the income-tax section on this page.
What is the VAT rate in Portugal?
The standard VAT rate in Portugal is 23%, with a reduced rate of 13% for certain goods and services. Use the EU VAT calculator to add or remove VAT at Portugal rates.
How accurate is this Portugal net salary calculator?
Computed from the 2026 IRS scale (12.5% to 48%, each bracket carrying the parcela a abater that makes it continuous), 11% Segurança Social, the dedução específica of 8.54 × IAS (€4,587.09) or the contributions actually paid if greater, the €12,880 mínimo de existência — which is why a minimum-wage salary pays no IRS at all — the €250 general-expenses credit and the solidarity surcharge above €80,000. The band in which the minimum-existence abatement runs out (€12,880 to about €15,300) follows the article's own taper rate but not its ceiling, which is arithmetically defective; this is the one deliberate departure from the text and it is documented in the engine. The município surcharge, IRS Jovem, meal allowance, dependants and the Azores and Madeira scales are not modelled.
How do I work out my monthly take-home pay in Portugal?
Enter your gross annual salary in the calculator on this page. It divides the annual figures by 12 for the month and also shows weekly, daily and hourly take-home using a standard 40-hour, 5-day, 52-week year. You can change those assumptions in the salary converter.
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