🇧🇪 Belgium Net Salary Calculator 2026
Enter any gross salary to see your take-home pay in Belgium — net per year, month, week, day and hour. Figures are computed from the income-year 2026 brackets, ONSS at 13.07%, the capped professional-expense forfait and the belastingvrije som credit, with the municipal surcharge pinned at a representative 7%.
Calculate your Belgium take-home pay
€28,162 net / year · €2,347 / month
| Gross | €40,000 | 100% |
| Impôt des personnes physiques + municipal surcharge | −€6,610 | 17% |
| ONSS / RSZ | −€5,228 | 13% |
| Net take-home | €28,162 | 70% |
Computed from the income-year 2026 brackets (25/40/45/50%), employee ONSS at 13.07%, the professional-expense forfait of 30% capped at €6,070, and the €11,180 belastingvrije som applied as a €2,795 credit against the tax — it is a credit, not a deduction from income. The municipal surcharge is pinned at a representative 7%; the 581 municipalities set their own rates from about 0% to 9%, so this line moves. The werkbonus (a low-wage ONSS reduction worth roughly €1,500 a year at €30,000) and the CSSS special contribution are not modelled, so below about €41,000 gross the figure shown is a floor rather than the final answer. Company cars, meal vouchers, the fiscal werkbonus refund and the marital splits are also excluded. Full rates for Belgium →
Period figures assume €1/12 per month and a standard 40-hour, 5-day, 52-week year. Adjust hours & weeks →
Take-home by salary
Reference table for common gross salaries in Belgium, in EUR.
| Gross / year | Net / year | Net / month | Kept |
|---|---|---|---|
| €20,000 | €17,121 | €1,427 | 86% |
| €35,000 | €25,676 | €2,140 | 73% |
| €50,000 | €32,712 | €2,726 | 65% |
| €75,000 | €43,550 | €3,629 | 58% |
| €100,000 | €53,655 | €4,471 | 54% |
| €150,000 | €73,866 | €6,156 | 49% |
What €40,000 a year looks like
Worked example on a €40,000 gross salary in Belgium.
| Period | Gross | Net take-home |
|---|---|---|
| Year | €40,000 | €28,162 |
| Month | €3,333 | €2,347 |
| Week | €769 | €542 |
| Day | €154 | €108 |
| Hour | €19 | €14 |
At this salary the total deduction is 29.6% of gross — 6,610 of tax plus 5,228 of social contributions. Marginal income-tax rate: 40.00%.
Income tax in Belgium
Income-year 2026: 25% to €16,720; 40% to €29,510; 45% to €51,070; 50% above. ONSS is 13.07% of gross with no ceiling, and the professional-expense forfait is 30% of pay after ONSS, capped at €6,070. The €11,180 belastingvrije som is credited at the lowest rate — €2,795 — against the tax bill, not deducted from income; treating it as a deduction is the commonest way to get Belgian net pay wrong at low salaries. A municipal surcharge of roughly 0% to 9% is then added to the federal tax, and the calculator pins a representative 7%. The werkbonus and the CSSS contribution are not modelled, so below about €41,000 gross the figure is a floor.
| Band (up to, EUR) | Marginal rate |
|---|---|
| 16,720 | 25% |
| 29,510 | 40% |
| 51,070 | 45% |
| above | 50% |
Tax-free allowance: none. Standard VAT: 21%.
Frequently asked questions
How much tax do you pay on a salary in Belgium?
Belgium applies marginal income-tax rates from 25% up to 50%. On top of income tax, employee social contributions are deducted — see the income-tax section on this page.
What is the VAT rate in Belgium?
The standard VAT rate in Belgium is 21%, with a reduced rate of 12% for certain goods and services. Use the EU VAT calculator to add or remove VAT at Belgium rates.
How accurate is this Belgium net salary calculator?
Computed from the income-year 2026 brackets (25/40/45/50%), employee ONSS at 13.07%, the professional-expense forfait of 30% capped at €6,070, and the €11,180 belastingvrije som applied as a €2,795 credit against the tax — it is a credit, not a deduction from income. The municipal surcharge is pinned at a representative 7%; the 581 municipalities set their own rates from about 0% to 9%, so this line moves. The werkbonus (a low-wage ONSS reduction worth roughly €1,500 a year at €30,000) and the CSSS special contribution are not modelled, so below about €41,000 gross the figure shown is a floor rather than the final answer. Company cars, meal vouchers, the fiscal werkbonus refund and the marital splits are also excluded.
How do I work out my monthly take-home pay in Belgium?
Enter your gross annual salary in the calculator on this page. It divides the annual figures by 12 for the month and also shows weekly, daily and hourly take-home using a standard 40-hour, 5-day, 52-week year. You can change those assumptions in the salary converter.
Related
- Belgium VAT & income tax summary
- Salary converter — hourly, daily, weekly, monthly and annual
- Compare take-home pay between two countries
- European net salary estimator
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