🇪🇸 Spain Net Salary Calculator 2026
Enter any gross salary to see your take-home pay in Spain — net per year, month, week, day and hour. Figures are computed from the 2026 IRPF scale, the personal minimum, the art. 20 earned-income reduction and 6.50% employee Seguridad Social.
Calculate your Spain take-home pay
€29,655 net / year · €2,471 / month
| Gross | €40,000 | 100% |
| IRPF + solidarity | −€7,745 | 19% |
| Seguridad Social | −€2,600 | 7% |
| Net take-home | €29,655 | 74% |
Computed on the 2026 IRPF scale (19% to 47%) combined with the standard regional reference, the €5,550 personal minimum, the €2,000 general expense and the art. 20 earned-income reduction, plus 6.50% employee Seguridad Social on a base capped at €5,101.20 a month. Madrid runs slightly cheaper and Catalonia dearer than this reference scale; regional credits, children, part-time contracts and the Basque/Navarre regimes are not modelled. Full rates for Spain →
Period figures assume €1/12 per month and a standard 40-hour, 5-day, 52-week year. Adjust hours & weeks →
Take-home by salary
Reference table for common gross salaries in Spain, in EUR.
| Gross / year | Net / year | Net / month | Kept |
|---|---|---|---|
| €20,000 | €17,350 | €1,446 | 87% |
| €35,000 | €26,397 | €2,200 | 75% |
| €50,000 | €35,546 | €2,962 | 71% |
| €75,000 | €50,087 | €4,174 | 67% |
| €100,000 | €63,782 | €5,315 | 64% |
| €150,000 | €91,162 | €7,597 | 61% |
What €40,000 a year looks like
Worked example on a €40,000 gross salary in Spain.
| Period | Gross | Net take-home |
|---|---|---|
| Year | €40,000 | €29,655 |
| Month | €3,333 | €2,471 |
| Week | €769 | €570 |
| Day | €154 | €114 |
| Hour | €19 | €14 |
At this salary the total deduction is 25.9% of gross — 7,745 of tax plus 2,600 of social contributions. Marginal income-tax rate: 37.00%.
Income tax in Spain
2026: 19% to €12,450; 24% to €20,200; 30% to €35,200; 37% to €60,000; 45% to €300,000; 47% above — the state half plus the standard regional reference, so Madrid is a little cheaper and Catalonia dearer. There is no tax-free allowance: instead the €5,550 mínimo personal produces a €1,054.50 credit, and the art. 20 earned-income reduction strips up to €6,498 off the income that is taxed, running out at €19,747.50 of prior net income — about €23,750 of salary. Employee social security is 6.50% (contingencias comunes 4.70%, desempleo 1.55%, formación 0.10%, MEI 0.15%) on a base capped at €5,101.20 a month, with a solidarity quota above that cap.
| Band (up to, EUR) | Marginal rate |
|---|---|
| 12,450 | 19% |
| 20,200 | 24% |
| 35,200 | 30% |
| 60,000 | 37% |
| 300,000 | 45% |
| above | 47% |
Tax-free allowance: none. Standard VAT: 21%.
Frequently asked questions
How much tax do you pay on a salary in Spain?
Spain applies marginal income-tax rates from 19% up to 47%. On top of income tax, employee social contributions are deducted — see the income-tax section on this page.
What is the VAT rate in Spain?
The standard VAT rate in Spain is 21%, with a reduced rate of 10% for certain goods and services. Use the EU VAT calculator to add or remove VAT at Spain rates.
How accurate is this Spain net salary calculator?
Computed on the 2026 IRPF scale (19% to 47%) combined with the standard regional reference, the €5,550 personal minimum, the €2,000 general expense and the art. 20 earned-income reduction, plus 6.50% employee Seguridad Social on a base capped at €5,101.20 a month. Madrid runs slightly cheaper and Catalonia dearer than this reference scale; regional credits, children, part-time contracts and the Basque/Navarre regimes are not modelled.
How do I work out my monthly take-home pay in Spain?
Enter your gross annual salary in the calculator on this page. It divides the annual figures by 12 for the month and also shows weekly, daily and hourly take-home using a standard 40-hour, 5-day, 52-week year. You can change those assumptions in the salary converter.
Related
- Spain VAT & income tax summary
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- Compare take-home pay between two countries
- European net salary estimator
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