🇳🇱 Netherlands Net Salary Calculator 2026
Enter any gross salary to see your take-home pay in Netherlands — net per year, month, week, day and hour. Figures are computed from the 2026 Box 1 rates and both heffingskortingen using the Belastingdienst tables.
Calculate your Netherlands take-home pay
€33,714 net / year · €2,810 / month
| Gross | €40,000 | 100% |
| Loonheffing (income tax + national insurance) | −€6,286 | 16% |
| Net take-home | €33,714 | 84% |
Computed from the 2026 Box 1 rates (35.75% / 37.56% / 49.50%) and both heffingskortingen, using the Belastingdienst arbeidskorting table verbatim. The Dutch employee has no separate social-security deduction — the national insurance premiums are inside the first bracket and the employee-insurance and Zvw healthcare contributions are employer costs — so the single line shown is the whole loonheffing. Occupational pension premiums, the 30% ruling, the 8% holiday allowance as a separate payment and AOW-age rates are not modelled. Full rates for Netherlands →
Period figures assume €1/12 per month and a standard 40-hour, 5-day, 52-week year. Adjust hours & weeks →
Take-home by salary
Reference table for common gross salaries in Netherlands, in EUR.
| Gross / year | Net / year | Net / month | Kept |
|---|---|---|---|
| €20,000 | €19,453 | €1,621 | 97% |
| €35,000 | €30,744 | €2,562 | 88% |
| €50,000 | €39,140 | €3,262 | 78% |
| €75,000 | €51,523 | €4,294 | 69% |
| €100,000 | €62,711 | €5,226 | 63% |
| €150,000 | €85,818 | €7,151 | 57% |
What €40,000 a year looks like
Worked example on a €40,000 gross salary in Netherlands.
| Period | Gross | Net take-home |
|---|---|---|
| Year | €40,000 | €33,714 |
| Month | €3,333 | €2,810 |
| Week | €769 | €648 |
| Day | €154 | €130 |
| Hour | €19 | €16 |
At this salary the total deduction is 15.7% of gross. Marginal income-tax rate: 37.56%.
Income tax in Netherlands
2026 box 1: 35.75% to €38,883; 37.56% to €78,426; 49.50% above. The first rate looks severe because it already contains the national-insurance premiums — AOW 17.90%, Anw 0.10%, Wlz 9.65% — on top of 8.10% income tax. Two heffingskortingen then reduce the bill: the algemene heffingskorting (up to €3,115, phased out above €29,736) and the arbeidskorting (up to €5,685, phased out above €45,592). The employee pays no separate social-security contribution at all: the employee-insurance premiums and the Zvw healthcare levy are employer costs.
| Band (up to, EUR) | Marginal rate |
|---|---|
| 38,883 | 35.75% |
| 78,426 | 37.56% |
| above | 49.50% |
Tax-free allowance: none. Standard VAT: 21%.
Frequently asked questions
How much tax do you pay on a salary in Netherlands?
Netherlands applies marginal income-tax rates from 35.8% up to 49.5%. On top of income tax, employee social contributions are deducted — see the income-tax section on this page.
What is the VAT rate in Netherlands?
The standard VAT rate in Netherlands is 21%, with a reduced rate of 9% for certain goods and services. Use the EU VAT calculator to add or remove VAT at Netherlands rates.
How accurate is this Netherlands net salary calculator?
Computed from the 2026 Box 1 rates (35.75% / 37.56% / 49.50%) and both heffingskortingen, using the Belastingdienst arbeidskorting table verbatim. The Dutch employee has no separate social-security deduction — the national insurance premiums are inside the first bracket and the employee-insurance and Zvw healthcare contributions are employer costs — so the single line shown is the whole loonheffing. Occupational pension premiums, the 30% ruling, the 8% holiday allowance as a separate payment and AOW-age rates are not modelled.
How do I work out my monthly take-home pay in Netherlands?
Enter your gross annual salary in the calculator on this page. It divides the annual figures by 12 for the month and also shows weekly, daily and hourly take-home using a standard 40-hour, 5-day, 52-week year. You can change those assumptions in the salary converter.
Related
- Netherlands VAT & income tax summary
- Salary converter — hourly, daily, weekly, monthly and annual
- Compare take-home pay between two countries
- European net salary estimator
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