🇵🇱 Poland Net Salary Calculator 2026
Enter any gross salary to see your take-home pay in Poland — net per year, month, week, day and hour. Figures are computed from the 2026 PIT scale, employee ZUS and the 9% health contribution.
Calculate your Poland take-home pay
zł85,763 net / year · zł7,147 / month
| Gross | zł120,000 | 100% |
| PIT | −zł8,466 | 7% |
| ZUS + health contribution | −zł25,771 | 21% |
| Net take-home | zł85,763 | 71% |
Computed from the 2026 PIT scale (12% / 32%) with the PLN 3,600 reducing amount, employee ZUS at 13.71% — pension and disability capped at PLN 282,600 a year — and the 9% health contribution, which since the Polski Ład reform is not deductible against PIT. The under-26 relief, PPK contributions and other personal reliefs are not modelled. Full rates for Poland →
Period figures assume zł1/12 per month and a standard 40-hour, 5-day, 52-week year. Adjust hours & weeks →
Take-home by salary
Reference table for common gross salaries in Poland, in PLN.
| Gross / year | Net / year | Net / month | Kept |
|---|---|---|---|
| zł20,000 | zł15,705 | zł1,309 | 79% |
| zł35,000 | zł27,483 | zł2,290 | 79% |
| zł50,000 | zł38,045 | zł3,170 | 76% |
| zł75,000 | zł55,087 | zł4,591 | 73% |
| zł100,000 | zł72,129 | zł6,011 | 72% |
| zł150,000 | zł104,927 | zł8,744 | 70% |
What zł120,000 a year looks like
Worked example on a zł120,000 gross salary in Poland.
| Period | Gross | Net take-home |
|---|---|---|
| Year | zł120,000 | zł85,763 |
| Month | zł10,000 | zł7,147 |
| Week | zł2,308 | zł1,649 |
| Day | zł462 | zł330 |
| Hour | zł58 | zł41 |
At this salary the total deduction is 28.5% of gross — 8,466 of tax plus 25,771 of social contributions. Marginal income-tax rate: 12.00%.
Income tax in Poland
2026: 12% up to PLN 120,000 and 32% above, with the first PLN 30,000 free of tax through a PLN 3,600 reducing amount, and a standard PLN 3,000 of deductible costs. On top: employee ZUS of 13.71% — pension 9.76%, disability 1.50%, sickness 2.45% — with pension and disability ceasing once annual pay passes PLN 282,600, and a 9% health contribution charged on pay after ZUS which, since the Polski Ład reform, is no longer deductible against PIT at all.
| Band (up to, PLN) | Marginal rate |
|---|---|
| 120,000 | 12% |
| above | 32% |
Tax-free allowance: zł30,000. Standard VAT: 23%.
Frequently asked questions
How much tax do you pay on a salary in Poland?
There is no tax on the first zł30,000. Poland applies marginal income-tax rates from 12% up to 32%. On top of income tax, employee social contributions are deducted — see the income-tax section on this page.
What is the VAT rate in Poland?
The standard VAT rate in Poland is 23%, with a reduced rate of 8% for certain goods and services. Use the EU VAT calculator to add or remove VAT at Poland rates.
How accurate is this Poland net salary calculator?
Computed from the 2026 PIT scale (12% / 32%) with the PLN 3,600 reducing amount, employee ZUS at 13.71% — pension and disability capped at PLN 282,600 a year — and the 9% health contribution, which since the Polski Ład reform is not deductible against PIT. The under-26 relief, PPK contributions and other personal reliefs are not modelled.
How do I work out my monthly take-home pay in Poland?
Enter your gross annual salary in the calculator on this page. It divides the annual figures by 12 for the month and also shows weekly, daily and hourly take-home using a standard 40-hour, 5-day, 52-week year. You can change those assumptions in the salary converter.
Related
- Poland VAT & income tax summary
- Salary converter — hourly, daily, weekly, monthly and annual
- Compare take-home pay between two countries
- European net salary estimator
Other countries
🇬🇧 United Kingdom · 🇩🇪 Germany · 🇫🇷 France · 🇮🇹 Italy · 🇪🇸 Spain · 🇳🇱 Netherlands · 🇧🇪 Belgium · 🇮🇪 Ireland · 🇵🇹 Portugal · 🇸🇪 Sweden · 🇦🇹 Austria · 🇩🇰 Denmark · 🇫🇮 Finland · 🇬🇷 Greece · 🇳🇴 Norway · 🇨🇭 Switzerland · 🇨🇿 Czech Republic · 🇷🇴 Romania · 🇭🇺 Hungary · 🇸🇰 Slovakia · 🇸🇮 Slovenia · 🇭🇷 Croatia · 🇧🇬 Bulgaria · 🇱🇹 Lithuania · 🇱🇻 Latvia · 🇪🇪 Estonia · 🇱🇺 Luxembourg · 🇲🇹 Malta · 🇨🇾 Cyprus